Water Damage Claims
WATER-RELATED DAMAGE CLAIMS IN OCEAN SPRINGS
Water damage to your home or commercial property can be costly, not to mention time-consuming to repair. Homeowner’s insurance policies don’t cover flood damage and may not cover certain types of water-related damage. If you want to obtain flood coverage, you will have to purchase a separate flood policy from the National Flood Insurance Program (NFIP). However, you may be able to add coverage to your existing policy for damage caused by backed up sewers or drains, sudden and accidental water damage from plumbing, heating or air conditioning, or from mold.
If your property has sustained water damage, it’s important to do what you can to stop any and all water flow or leak as soon as possible as to prevent further damage from occurring. If you find it too difficult to remove the water and dry the area quickly, then you may need to consider calling a professional water extraction company. Make sure you keep receipts for all clean up, copy them for your own records and give the receipts to your insurance company since the insurance company may reimburse you. Pull up wet carpeting and rugs as soon as possible, and move wet items to a dry area with plenty of fresh air.
OCEAN SPRINGS WATER DAMAGE CLAIMS LAWYER ALSO SERVING GULFPORT, LONG BEACH, BILOXI AND PASCAGOULA
It’s important to take photographs and video footage of the damaged area and any damaged property before you make any repairs. This especially applies if you have to make emergency repairs before the insurance adjuster gets the chance to see the damage. Also, don’t throw anything away that you removed from the inside of the property until after your insurance adjuster has seen it. While it’s important to make reasonable repairs to your property to protect it from further damage, refrain from making large structural or permanent repairs until your insurance company has approved it. Also, make sure you keep all receipts and write down everything that you have spent on repairs.
SERVING OCEAN SPRINGS SINCE 1973
At Denham Law Firm, PLLC, we have been serving the residents of Ocean Springs and Jackson County since 1973 and have helped them obtain maximum compensation in their water damage claims. Whether your structure has sustained damage due to rain, hail, flooding, or a hurricane, we can explain your rights and responsibilities under the law and guide you through the insurance claims process. We understand the types of severe financial losses you face and will fight hard to procure the largest settlement possible in your water damage claim.