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424 Washington Avenue, Ocean Springs, MS 39564

Commercial Property Claims


Commercial Property Claims in Ocean Springs




Whether you’re a commercial property owner of a strip mall, an office building, a hotel, a warehouse, or a multi-family housing unit, your investment is as valuable as it generates profits each month. When your commercial property has sustained damage in a fire or due to a natural disaster such as Hurricane Katrina, the viability of your commercial property rests on how quickly your insurance claim goes through and how swiftly the property is restored to good working order.

When your commercial property has sustained massive damage, you may need to call upon claims adjusters, accountants, and attorneys for help with the claims process. Each of these individuals offer distinct services; for example, the claims adjuster is the individual who will be determining if you have a valid claim, and if so, how much compensation should be paid to cover the damage and repairs, whereas your attorney will be invested in ensuring that you receive as much compensation as possible, as quickly as possible.

The role of the insurance adjuster will be to determine the cause of the loss, whether the policy covers the loss, the extent of the property damage, which items should be repaired, which items should be replaced, the costs to cover or replace the property, and the amount that the insurance company will pay the insured.

When there is a large, complex claim, particularly one that involves business interruption and significant financial losses, insurance companies often hire accountants to calculate the estimated loss and to evaluate the insured’s calculations. These accounting firms are often “boutique” accounting firms that devote their practice to working for insurance companies. Such firms are sometimes referred to as forensic accounting firms and don’t make their services available to insureds. Since these accounting firms don’t want to lose an account, they have a vested interest in keeping the insurance company happy; therefore, commercial property owners only line of defense is to engage an attorney.




At Denham Law Firm, PLLC, we have over 60 years of collective experience representing commercial property owners with their commercial property claims. We can provide guidance as to whether a claim should be paid or denied, and we can prepare commercial property owners if a court battle ensues or is anticipated. If arson is involved or another type of fraud is expected, then it’s vitally important to have an attorney direct the investigation, and the same is true if the property losses were caused by a third party.